Apply for a payday loan online
With an online payday loan available via https://www.onepayday.com/, you, as a consumer, get a light and straightforward credit.
Daley is loan intermediary for Austin A / S, which means that it is Austin A / S, which is responsible for processing all loan applications submitted via the website. Austin also stands for all payments that come via Daley. Austin is a Danish internet bank, which has its head office in Copenhagen.
For some customers, it can be reassuring to know that it is an experienced bank that handles the loan applications and the payments of the loans.
Therefore, you can be quite confident of applying for credit here, as it is experienced people at Austin who will handle and process your loan application and the actual payment. Daley is a Danish loan provider that offers attractive and interest-free consumer loans.
4 loan requirements
- You must be at least 18 years of age
- You may not be registered in the RKI or Debtor Register
- You must have a Danish residence
- You must have a fixed income
- You can apply from the age of 18
- Sign with NemID
- Interest-free in the first 60 days
- Get answers right away
- You decide for yourself what you want to spend the money on
How fast do I get my application?
They are among Denmark’s most attractive consumer loans with an interest-free period of 60 days. If you have the opportunity to pay back within 60 days, the loan will thus fall below the interest-free category. And you choose how many services you want to repay the loan.
So there are good opportunities to adapt your loan to your particular needs and your finances. Daley loans are paid from 1,000 to 6,000 KR.
There are many good reasons why you should consider recording credit here. Not only is it nice to apply and borrow money here, so it also goes really fast.
You will be able to expect a response to your loan application within seconds, and if you apply for their turnaround time, the money will be in your account within just 30 minutes. All loan agreements must also be signed with NemID, which makes it quick, easy and, not least, safe to take a loan.
Offers loans quickly and easily.
You do not have to worry about being responsible for what the money is used for – it is the provider and the Base Bank totally disregarded. The important thing is to help you get money for what you are just missing.
They offer their customers credit up to DKK 6,000. You can borrow between DKK 1,000 and 6,000 quickly and easily, and the loan can even become completely interest-free if you make sure to repay it within 60 days.
On the website, you have the opportunity to compose your credit yourself so that you can adapt it to your wishes and needs. You choose how much money you want to borrow (between DKK 1,000 and DKK 6,000) and you can also choose how many services you want to repay the loan.
Here you can choose between 12, 24 and 36 services, respectively. The term of the loan agreement itself will include the interest-free period so you can choose between 14, 26 or 38 months of maturity on the loan.
Good reasons to get credit.
There are many good reasons why you can advantageously borrow money here. A consumer loan is first and foremost for those who do not need more than DKK 6,000 and who are interested in borrowing money, where you have the opportunity to pay as few interests as possible.
A good reason to borrow can also be that you get an answer right away. Once you have submitted your loan application, you can expect to receive answers almost immediately. You do not have to wait long before you apply for the loan so that you have the money in your account.
Another good reason is that, as I said, you can borrow up to DKK 6,000 quite interest-free in the first 60 days. It is limited how many credits you can find on the market that offer an interest-free period of 60 days, so you can advantageously choose to take a loan with Daley.
In addition, they have the opinion that it does not actually concern them with what you intend to use the borrowed money for. So you have completely free hands when it comes to what the money is to be used for.
It also means that when you apply, they can guarantee you that they treat your application confidentially and that they will not ask you any immediate questions. Generally speaking, the credit is very flexible so it can be perfect for those who just stand and lack a little extra money for everything from an expensive dental bill to a new smartphone.
Interest-free loans for the first 60 days.
With a quick loan you can, as I said, borrow up to DKK 6,000 with an interest-free period of 60 days. This means that it is grace-free for 60 days. The advantage of interest-free is that as a borrower you have the opportunity to get it completely interest-free.
If you make sure to repay all the money before the 60 interest-free days have passed, the loan will be totally interest-free. You can, therefore, avoid paying interest if you have the opportunity to repay the loan during the interest-free period.
However, you must be aware that this does not mean that it will be completely free. Even if you manage to repay the amount before the 60 interest-free days have passed and thus you get rid of the interest, then there will likely be some formation costs and other fees associated with the loan.
Furthermore, it is a good idea to keep in mind that an interest-free loan is very possibly not the cheapest consumer loan on the market. If the loan provider cannot make money on interest, then the earnings must come from another place. Therefore, it should be considered carefully before taking an interest-free one
In many cases, one may find that the cost of having an interest-free credit can be relatively large and that there may be ongoing costs on the loan. Here it is an advantage to know about ÅOP, which can use to compare with purely price-wise.
In the end, you will have to compare the cost of taking credit with interest and one without interest.
Answer in seconds
Not only is it easy, but it is also very fast. It does not take long since you pressed the ‘application’ for the money can be in your bank account. They usually answer their loan applicants a few seconds after the application has been sent.
So you should not wait until you press ‘apply’ until you can start signing a loan agreement.
Daley.dk is a loan provider for Austin A / S
If you apply at Daley.dk in their turnaround time (weekdays from 9.00 to 20.00 and weekends from 11.00 to 16.00), you can count on the money is in your account within 30 minutes. As you also have to sign the loan with your NemID, you also don’t have to spend a long time on it.
As long as you choose to apply within the turnaround time, you will probably be able to stand with the money in your account in no time.
How to apply.
As mentioned, all loan agreements between borrowers and providers must be signed with your NemID. Signing your loan agreement with NemID has gradually become quite common compared to borrowing online. NemID helps to make the loan more secure for both you and the loan provider, and it is also quick and easy to use.
When you have applied for a quick loan & have been approved, then you will automatically receive an email containing a link for signature with NemID. All you have to do is follow the link and use NemID, which you are used to for example on your online bank or similar.
How to take a loan.
It is very easy and simple to apply for a quick loan. On the front page, you can find a form where you can choose the amount you want, the number of benefits you want to repay and see what your monthly benefit will be based on your previous choices.
Then you have to fill in the name, e-mail, phone number, CPR number and registration number and account number. Once all the fields in the form are filled in, you can press ‘Apply Now’. When the loan application has been successfully sent, you will shortly after receiving an answer to your application.
You must then sign the approved loan agreement with your NemID, after which you will typically be able to count on the money being in your account no later than 30 minutes later.
After you have applied for the loan and signed the loan agreement, you will have 14 days of cancellation right if you for any reason regret it.
Who can borrow money?
Like so many other loan providers, there are some requirements for the borrowers, which must be met before one has the opportunity to apply. These requirements are very similar to the requirements of other loan providers for their borrowers and are therefore in no way unreasonable.
If you would like to borrow from Daley, you must first and foremost be 18 years of age and thus be termed legal in Denmark. In addition, you must have a permanent Danish residence, which means that your primary address must be here in Denmark.
In addition, you cannot get money if you are registered in the RKI or Debtor Register. In such a case, you will need to look for specific loans suitable for persons registered in the RKI or Debtor Register. Last but not least, they also have a requirement that you as a borrower must have some form of fixed income.
APR and debt interest rate.
If you do not have much prior knowledge of money and other economic concepts, then it may be a good idea to read a little about a few important concepts. APR and debt interest rates are two of the most important and important concepts to know.
APR is an abbreviation of Annual Costs in Percentage. This concept can help you gain insight into the overall cost. That is interest, fees, etc.
In this way, you will be able to get an idea of how many costs you will have per year.
The AOP will, of course, be based on how much money you borrow and will give you the opportunity to compare prices.
Debt interest is an expression of the nominal interest rate, including interest on interest. Typically, the borrowing rate is also called the annual effective interest rate. However, as interest rates are typically attributed up to several times over a year, a difference in the nominal interest rate and the borrowing rate may occur in some cases.
What can the money be used for?
When you apply for money here, you have full freedom to use the borrowed money for whatever you want. There is, therefore, no requirement that you should be responsible for what you have chosen for the money to be used for.
This is due to the fact that there is no requirement for you to provide security. For that reason, don’t worry about whether you should be able to defend what you want to spend the money on or not.
For you as a borrower, this means that you can freely choose whether the money should go to a new smartphone, a new washing machine, a new TV, or something completely different. There is no limit to what you can spend the money on.
Good considerations before you borrow money.
Before you decide to take out a quick loan, it is always a good idea to set a budget and get an overview of one’s overall economy. Knowing your overall economy, you will be better able to assess the amount of monthly benefit your budget will be able to bear.
It doesn’t matter that you end up applying for more money than your finances can do. In this connection, you should also calculate your APR, which, as mentioned earlier, is a term for your total annual percentage rate. So quickly you have to repay the loan, read the article from BT
The APR will also be able to give you a better idea of how much money you will be able to handle, not just at present but also during the rest of the year.
It is therefore important that you get yourself an overview of your normal expenses, monthly and yearly so that you can better get an idea of how much money you have available to repay the money.
Also, make sure you try to limit yourself so that you only apply for the money you stand and need. It can quickly be tempting to borrow more money than you really need – especially when it is for your own sake, you should only borrow the money that you are missing.